7 features that make Universal Life an ideal solution
				
				
					
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Established
							A proven track record spanning more than 40 years, with a consistent 4-5% crediting rate.
						 
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Flexible
							Allows customised structure of premium payments, coverage and tenure.
						 
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Efficiency
							Collectively, its features make Universal Life plans an efficient instrument for wealth management.
						 
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Specialised
							A preferred product among private banks for their high net worth clients thanks to its high cash value.
						 
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Transparent
							Complete transparency on the numbers behind the policy, with a comprehensive breakdown.
						 
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Guaranteed
							Comes with a 2-3% contractual guarantee.
						 
						
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Valued
							Accepted as collateral by banks that offer 90% loan to value.