7 features that make Universal Life an ideal solution

  • Established

    A proven track record spanning more than 40 years, with a consistent 4-5% crediting rate.
  • Flexible

    Allows customised structure of premium payments, coverage and tenure.
  • Efficiency

    Collectively, its features make Universal Life plans an efficient instrument for wealth management.
  • Specialised

    A preferred product among private banks for their high net worth clients thanks to its high cash value.
  • Transparent

    Complete transparency on the numbers behind the policy, with a comprehensive breakdown.
  • Guaranteed

    Comes with a 2-3% contractual guarantee.
  • Valued

    Accepted as collateral by banks that offer 90% loan to value.